Last Updated: March 18, 2020
Welcome to the http://www.creturk.com/ website (“Site” or "WebSite") operated by CreTurk Ltd. Sti. with Investsizecom Medya A.S. By
access to and use of the Site and any of the Services we provide through the Site (together the “Services”).
Please read them carefully and if you disagree with the TOU in any way, then do not use this Site or any of
the Services. Investsize and CreTurk reserves the right to post changes to the TOU on this Site at any time. If we make
any material changes to this TOU, we will post the updated TOU here, along with its effective date, and
notify you by email or by means of a notice on our Site. If any TOU changes are not acceptable, you must
stop your use of this Site. In these TOU, "Investsize" refer to Investsizecom Medya A.S. and “CreTurk” refer to CreTurk Ltd. Sti. and “we,us,our” refer to “Investsize” with “CreTurk” . And "User" or
"you" refer to each visitor to this Site.
If you subscribe to any Services offered through this Site, you may also be subject to additional terms and
conditions ("Terms of Service" or "TOS") applicable to such Services, which will be brought to your
attention at that time.
We do not guarantee that access to or use of this Site or any Services will be uninterrupted or error free,
and we shall not be liable for any feature not being accessible or for any unavailability of its
Site and Services. The Site and its features may be expanded, limited or modified at any time by
we to meet the needs of its Users, or for technical or other reasons, without advance notice or
reason. We may also in our sole discretion, and at any time, discontinue providing, temporarily or
permanently, any or all of the Site or Services,without notice. To access some of the content or features
of the Site or its Services, Users may need to enhance or update the hardware or software in their computer
systems. we assumes no responsibility for any failure to access the Site or any Services, partially
or fully, whethe due to the User's system, the Internet network or any other cause.
We do not provide information or services to minors, and if you are under 18, and at least 13 years of age,
you may only use this Site and/or the Services with the active involvement of a parent, guardian or other
supervising adult. You may not use this Site if you are under 13 years of age.
This Site does not provide individual or customized legal, tax, accounting, or investment services. Since
each individual's situation is unique, a qualified professional should be consulted before making financial
We make no guarantees as to the accuracy, thoroughness or quality of the information on this Site or through
the Services, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This
information may be provide by third parties and we shall not be responsible or liable for any
errors, omissions or inaccuracies in the Site content. The information and investment, accounting, or legal
strategies provided at this Site are neither comprehensive nor appropriate for every individual. Some of
the information is relevant only in Canada or the U.S., and may not be relevant to or compliant with the
laws, regulations or other legal requirements of other countries. It is your responsibility to determine
whether, how and to what extent your intended use of the information and Services will be technically
and legally possible in the areas of the world where you intend to use them. You are advised to verify
any information before using it for any personal, financial, accounting, legal, or business purpose.
In addition, the opinions and views expressed in any article on this Site are solely those of the
author(s) of the article and do not reflect the opinions of we or its management. The Site
content and services may be modified at any time by us, without advance notice or reason, and
we shall have no obligation to notify you of any corrections or changes to any Site
We grant you a limited personal use license to access, display, download, format and print portions of this
Site content solely for your own personal non-commercial use, provided that the content is not modified and
all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent,
distribute the content, or create a derivative work of the content on any other website or as part of any
educational, training or reference materials. You may not frame or utilize framing techniques to enclose
any content on this Site.
Any testimonials, opinions, advice, product or service offers, or other information or content made available
on or through this Site by third parties (“Third Party Content”) are solely those of their respective
providers and not of we which does not guarantee the accuracy, completeness, reliability or
usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and
we shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third
To the extent we enable you to, and you choose to post or share any content or materials, including, without
limitation, (“User Content”) you will be (a) granting Investsize a fully
transferable, sub-licenseable (with rights to sublicense, including, without limitation, through multiple
tiers) to display, perform, reproduce, modify, transfer, distribute and create derivative works from the
User Content and to associate your public profile information (if any) with such User Content, in any
media formats and through any channels (whether now known or hereafter developed); perpetual, world-wide,
royalty-free, fully paid-up, non-exclusive license to allow your materials to be edited and displayed by
Investsize on its Site, and accessed by Users, for the purposes and on the terms in these TOU, (c)
agreeing to indemnify and hold harmless Investsize and its Users from any claim or demand made by
any third party due to or arising out of your User Content, and (d) representing that you own or
otherwise have the right to post the User Content, that the User Content is accurate, that use of
the User Content on the Site does not violate any laws, and that the materials will not cause
injury to any person. Investsize shall have the right to use your name in connection with your
posted User Content. Investsize reserves the right to remove or modify any User Content for any
reason, including without limitation, if we believe it violates these Terms and Conditions.
If you choose to post any User Content and interact with other users, if applicable, please be respectful of
other users and use common sense when posting comments. Remember that anything you post online may be
perpetually available and are not confidential or private. Do not post anything you would not be comfortable
sharing or being made public.
General. Some of the Services offered by Investsize require you to create an account. When you create
an account, you agree that you have the authority to create that account and that all information you provide
will be true, accurate, current, and complete. You are solely responsible for keeping your log in information
(e.g., user ID and password) accurate, secure, and confidential. You are also responsible for any activity
resulting from use of your login information. You agree to immediately inform us if you suspect that your
login information has been comprised. We are not liable to you for any losses or damages you incur
resulting from unauthorized use of your login information.
Social Sign in. If you login or sign in using social networking functionality, e.g., Facebook, you agree
to abide by the applicable social network’s terms and conditions.
Investsize may offer certain services, including, for example, Investsize’s Advisor Insights service
(the “AI Service”), which allow users to engage in one or another manner with a network of third party
experts and advisors (including by submitting proposed questions to be posed to financial, legal, or
accounting or tax professionals). Your use of and reliance on such services, if any, is entirely at your own
risk, and you are solely responsible for complying with this TOU at all times. Your submissions (including
any public profile information associated with such submission) and any associated responses from our advisor
network, all of which materials constitute Third Party Content under this TOU, may be displayed in publicly
viewable forums. Submission of a question does not guaranty a response will be provided. Please note that we
also enable you to follow individual advisors by clicking on the “follow” button on an advisor’s Investsize
profile page and providing your email address. If you choose to follow any advisor, you agree to receive
weekly recaps of the advisors content via a newsletter. You may unsubscribe from receiving an advisor
newsletter at any time by pressing the opt-out link in any email communication from us and/or by accessing
the “Manage Subscriptions” page on our Site.] Please also see our “Communications” section below for more
information on how we may communicate with you regarding the Advisor Insights and other services we offer.
IMPORTANT: No Client Relationship; No Privilege. By answering questions, advisors do not
intend to form, and do not form an advisor-client, accountant-client, attorney-client, or any other direct
privileged or professional relationship with any user of the Site. Please keep in mind that laws, regulations,
other governing authorities, standards, practices and procedures that apply to your particular question may
differ depending on your location. Additionally, none of the Third Party Content private or confidential,
nor is it protected by attorney-client, or any other privilege, and it may be read, collected, and used by
others. Search engines may index your questions, answers, and other Third Party Content to allow them to
appear in search engine results (e.g. if someone does a search on google.com or another search engine, your
questions, answers, and other Third Party Content on our Site that relate to the search may appear in the
search results list).
PLEASE NOTE: Investsize does not provide tax, accounting, legal, investment, or financial services.
The information available through Investsize’s Advisor Insights service is provided by third parties and
solely for informational purposes on an “as is” basis at user’s sole risk. The information is not meant to be,
and should not be construed as advice or used for investment, legal, accounting, or tax purposes. Investsize
makes no guarantees as to the accurateness, quality, or completeness of the information and Investsize shall
not be responsible or liable for any errors, omissions, inaccuracies in the information or for any user’s
reliance on the information. User is solely responsible for verifying the information as being appropriate
for user’s personal use, including without limitation, seeking the advice of a qualified professional
regarding any specific financial, legal, accounting, or tax questions a user may have. While Investsize
may edit questions provided by users for grammar, punctuation, profanity, and question title length,
Investsize is not involved in the questions and answers between advisors and users, does not endorse any
particular financial, legal, accounting, or tax professionals that provide answers via the service, and is
not responsible for any claims made by any advisor. Investsize is not endorsed by or affiliated with any
state bar association or other legal or accounting membership organization or association, tax authorities,
or agencies or associations, or FINRA or any other financial regulatory authority, agency, or
POSTS ARE NOT CONFIDENTIAL. The Advisor Insights is a forum-based service and any
information and materials you submit in connection with your profile and/or any questions you pose to any one
of the advisors.)
Participation in the AI Service as an advisor involves a vetting and approval process. Acceptance into the AI
Service is at Investsize’s sole discretion and may be based on such factors as licenses/registrations,
designations, assets under management, SEC/FINRA disclosures, applicable state bar information, state agencies
in connection with tax and/or accounting licensing boards and/or agencies, and other considerations deemed
relevant by Investsize. By applying to the AI Service, you are representing and warranting to the accuracy
and completeness of all information provided to Investsize during and after the application process.
If accepted into the AI Service, you agree to promptly notify Investsize if any information previously
provided becomes incorrect or otherwise obsolete. Participation in the AI Service requires, at a minimum,
that you, as applicable: 1) for financial advisors, maintain your status as a registered financial advisor; 2)
for attorneys, maintain an active registration with the applicable state bar, or any other licensing
requirements for attorneys, and have not been subject to any disciplinary actions; and 3) for tax and/or
accounting professionals, you maintain an IRS Preparer Tax Identification Number (PTIN), maintain your active
status with any applicable state licensing agency, and in the case of a CPA, maintain your CPA license. You
shall be solely responsible for ensuring ongoing compliance with all registration requirements and any
obligations imposed by applicable regulators and/or your employer. Should you lose your status as a registered
financial advisor, licensed attorney, or licensed tax and/or accounting professional, of if there has been any
other material change to your profile or the information submitted as part of the onboarding process
(including if you become subject to any legal or regulatory action, proceeding or sanctions), you agree to
immediately cease participating in the AI Service, and to promptly notify Investsize so that your profile
may be suspended or removed.
By applying for or participating in the AI Service, you acknowledge that the purpose of the AI Service is to
be a source of general information and education for Investsize’s users at large and,
accordingly, while answers you publish through the AI Service may include analysis of different options and
considerations given the facts indicated by the questioners, answers should not include a recommendation that
the questioner take a specific course of action. Specifically,
Your participation in the AI Service is specifically to allow you to provide answers to questions posed through
the AI Service. Investsize does not answer AI Service questions itself, nor does it provide tax, investment,
financial, tax, accounting, or legal services. Investsize is under no obligation to review, edit or verify the
usefulness, reliability, completeness or accuracy of any answers you publish through the AI Service, and
Investsize expressly disclaims any and all liability in connection with your answers or other submissions
through the AI Service. Investsize does, however, reserve its right to remove any answer or other content from
the AI Service or the Investsize website generally, in its sole discretion, and with or without advance notice.
By publishing an answer to an AI Service question, you are attesting to such answer’s veracity, completeness and
accurateness, as well as having all necessary rights to publish such answer. By submitting an answer you
additionally grant Investsize a worldwide, non-exclusive, irrevocable, royalty-free right and license (with
rights to sublicense, including, without limitation, through multiple tiers) to display, perform, reproduce,
modify as to format or appearance but not substance, transfer and distribute such answer (with or without your
associated public profile information), in any media formats and through any channels (whether now known or
hereafter developed). You agree to not post the identical answer on any competing website.
In addition to participating in the AI Service by providing answers to users’ questions, you will also have the
opportunity to contribute other content for inclusion on our website, including without limitation, articles. All
such additional submissions are in our discretion and are subject to this TOU. By submitting any such content, you
grant Investsize a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to
sublicense, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to
format or appearance but not substance, transfer and distribute such answer (with or without your associated
public profile information), in any media formats and through any channels (whether now known or hereafter
developed). You agree to not post the identical content on any competing website.
You agree to indemnify and hold Investsize harmless from and against any claims arising out of or related to
your participation in the AI Service, including those alleging that any answer or other content you submit to or
publish through the AI Service, or your participation in the AI Service, violates any law or regulation or
infringes or otherwise violates any intellectual property or other proprietary right of any person or entity.
Your participation in the AI Service is solely in your discretion and nothing in this TOU, nor is your
participation itself intended to or should be construed to create a partnership, agency, joint venture, or
employer-employee relationship with Investsize.
Investsize may offer incentives, offers, promotions, sweepstakes or contests in connection with its Services.
In the case of sweepstakes or contests, you will be provided separate terms and conditions that must be agreed to
in order to be eligible for participation in any sweepstakes and/or contests. In connection with any incentives,
rewards, or similar programs (For example, but not limited to, the Financial Advisor incentives program), any such
program is issued at Investsize’s sole discretion and cannot be transferred, bartered or sold or used for a
purchase where payment is made using payment information (e.g., a credit card number or PayPal account). Any such
incentives and/or programs are not a payment instrument; they are issued without any exchange of money or value
from you and you have no vested property right or interest in the incentives. Investsize reserves the right to
cancel or revoke any incentives or programs, or your participation therein, for any reason or no reason
whatsoever, including, without limitation, if it determines in its sole discretion that you have violated these
terms, the terms specific to any rewards, incentive, or other program, or the rest of this TOU. Investsize
reserves the right in its sole discretion at any time and without prior notice to you, to add to, remove or
otherwise change the terms applicable to the issuance and use of any incentive, offers, promotions or other
we do not guarantee that files available for downloading through its Site will be free of infection
or viruses or other code that may have contaminating or destructive properties. You are responsible for
implementing sufficient procedures and checkpoints to satisfy your particular requirements for integrity, security
and accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of
any lost data.
Though we seek to partner with quality companies, we are not responsible for the claims or representations made
by advertisers and sponsors. we do not review, endorse or recommend the products or services of any
company mentioned on our Site. We will not be liable in any way for damages of any kind resulting out of the
misuse of any personal information or data submitted by you to an advertiser or sponsor.
As a convenience to Users, the Site and Services may provide links to other sites or resources. Because we do
not review or have no control over such sites and resources, we shall not be responsible or liable for
use of or reliance on any content, products, services or information at such sites or resources. Inclusion of any
links does not imply any endorsement, affiliation, approval, association or sponsorship by Investsize of the
linked websites, resources, their operators or owners. When you select a link, you may be leaving our Site. The
information available on third parties websites may have certain restrictions on its use or distribution which
differ from this TOU.
The following activities are strictly prohibited:
This Site may collect personal information from some Users. Please review our
that information is used, how we may share that information, and your rights in connection with your personal
When you visit our Site, use any of our Services, or send us an email, you expressly indicate your consent to
electronically receive any and all communications, notices, and our disclosures that we may provide in connection
with your use of the Site and/or Services, including, without limitation, e-mail, in-app, and in-website chat
communications. All agreements, notices and communications that we provide to you by email will satisfy all legal
requirements that they be in writing and delivered to you. we will have the right to disclose any email
sent by a User, or any objectionable material, to comply with legal process or to protect the rights or property
of us, its customers, suppliers and Users. Any such notices may also include emails with promotional,
marketing, and advertising information and recommendations that we believe may be of interest to you. Consistent
with federal CAN-SPAM laws, if you do not wish to receive commercial emails, you may unsubscribe following the
instructions on any email, excepting that we may still send you administrative and transactional notices,
including, without limitation, information about your Account, confirmation of your registration for Courses,
information about your progress, or other services that may be necessary to provide you with any one of the
If you provide your telephone number to us when you register for an Account or use other our Services
on the Site. If you provide a telephone number, you expressly consent to receive autodialed or prerecorded calls
and text messages from us at that number. If a telephone number is a mobile telephone number, you hereby
consent to receive SMS or text messages at that number. We may place such calls or texts to (i) notify Account and
any use thereof; (ii) provide you with services associated with the Online Courses, Webinars, etc.; (iii)
troubleshoot problems with your Account (iv) resolve disputes; (v) contact you with offers and promotions; or
or any other agreement we may have with you. We may publish your phone numbers on your ads listings pages and with our Affiliates or with our service providers,
such as customer support, billing or collections companies, who we have contracted with to assist us in pursuing
our rights or performing our obligations under these TOU, our policies, applicable law, or any other agreement
we may have with you. You agree these parties may also contact you using autodialed or prerecorded calls and
text messages, as authorized by us to carry out the purposes we have identified above, and not for their own
purposes. Standard telephone minute and text charges may apply.
You understand and consent that we may, without further notice or warning and in our discretion, monitor or
record telephone conversations you or anyone acting on your behalf has with us or our agents for quality control
and training purposes or for our own protection. You acknowledge and understand that, while your communications
with us may be overheard, monitored, or recorded without further notice or warning, not all telephone lines or
calls may be recorded by us, and we do not guarantee that recordings of any particular telephone calls will be
retained or retrievable.
We welcome all feedback, ideas, inventions, materials, and suggestions (“Feedback”) from our Users regarding
our Services. You understand and agree that we do not waive any rights to use similar and/or related
Feedback previously or contemporaneously known to it, whether developed by its employees, contractors, obtained
from other sources, or submitted by other Users. Further, by submitting any Feedback, you grant us the right to
use the Feedback without any restrictions on the use of such Feedback or any compensation to you.
The Investsize Site and its content are protected by copyright, trademark and other proprietary laws. See our
Reporting Copyright Infringement. Investsize takes claims of copyright infringement seriously. We will
respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials
accessible on or from the Site infringes your copyright, you may request removal of those materials (or access to
them) from the Site by submitting written notification to our Copyright Agent (designated below). In accordance
with the Digital Millennium Copyright Act (17 U.S.C. § 512) ("DMCA"), the written notice (the "DMCA Notice") must
include substantially the following:
You may submit your DMCA Notice to the address below:
Copyright Agent - Investsize.com
c/o Investsizecom Medya, A.S.
Attn: Legal Department
Gursu Mh. 312sk. No:10/2
Antalya, Konyaaltı 07070
If you fail to comply with all of the requirements of Section 512(c)(3) of the DMCA, your DMCA Notice may
not be effective.
Please be aware that if you knowingly materially misrepresent that material or activity on this website is
infringing your copyright, you may be held liable for damages (including costs and attorneys' fees) under Section
512(f) of the DMCA.
Repeat Infringers. It is our policy in appropriate circumstances to disable access to this Site and/or
terminate the accounts of users who are repeat infringers.
Although Investsize offers services in many parts of the world, certain Investsize services may not be
available in or suitable for certain countries or locales. We reserve the right to discontinue or to make changes
to, our Site and any of our Services at any time without advance notice.
THE SITE AND SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. NO CONTENT ON OUR SITE IS INTENDED TO
CONSTITUTE PROFESSIONAL ADVICE, WHETHER MEDICAL, FINANCIAL, LEGAL OR OTHERWISE. YOUR USE OF THE SITE AND SERVICES
IS AT YOUR SOLE RISK. THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE
MAKES NO REPRESENTATION OR WARRANTY THAT THE SITE OR SERVICES WILL MEET YOUR REQUIREMENTS, OR WILL BE
UNINTERRUPTED, SECURE, CURRENT OR ERROR-FREE, OR THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE
AND SERVICES WILL BE ACCURATE, TIMELY, USEFUL OR RELIABLE. WE DISCLAIMS ALL WARRANTIES, REPRESENTATIONS
AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND
CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, WITH RESPECT TO THE USE OF
THIS WEBSITE AND ITS SERVICES, OR THE ACCURACY, COMPLETENESS, TIMELINESS OR CURRENTNESS OF ITS CONTENT, IN ANY
WAY AND FOR ANY PURPOSE.
IN NO EVENT WILL WE BE LIABLE FOR ANY INCIDENTAL, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR
INDIRECT DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE OR ANY OF ITS SERVICES OR CONTENT,
OR LOSS OF DATA, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON
CONTRACT, TORT, NEGLIGENCE, PRODUCT LIABILITY, STRICT LIABILITY OR OTHERWISE.
BECAUSE SOME JURISDICTIONS, SUCH AS NEW JERSEY, RESTRICT ORDO NOT ALLOW THE DISCLAIMER OF WARRANTIES, OR THE
EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS OUR
LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
This TOU, and any applicable TOS, constitute the entire agreement between each User and we governing
the User's access to and use of the Site and its Services, and supersede all prior agreements regarding its
subject matter. The TOU shall be governed by the laws of Turkey without giving effect to
any principles of conflicts of laws. Each User hereby attorns and agrees to the non-exclusive jurisdiction of the
courts of Turkey, Antalya. The failure by a User or we to exercise any right or to enforce any
provision of this TOU shall not constitute a waiver of such right or provision. If any provision of this TOU is
found by a court of competent jurisdiction to be invalid or unenforceable, the court shall give effect to the
intentions reflected in the provision to the degree possible, and the other provisions of this TOU will remain in
full force and effect. It is the express will of we and each User that this TOU and any applicable TOS
have been prepared in English.
Investsizecom Medya A.S.
Gursu Mh. 312sk. No:10/2
Antalya, Konyaaltı 07070 TURKEY
CreTurk Ltd. Sti.
Unit 110, YuHeng, XingGang TongChuangHui FuYong, BaoAn, Shenzhen CHINA